| State | Security Instrument | Foreclosure Type | Initial Step | # of Months | Redemption | Deficiency | Sale |
|---|---|---|---|---|---|---|---|
| Alabama | Trust Deed, Mortgage | Mainly Nonjudicial | Publication | 1-2 | 12 months | Allowed | Trustee |
| Alaska | Trust Deed, Mortgage | Mainly Nonjudicial | Notice of Default | 3-4 | None | Allowed (Judicial only) | Trustee |
| Arizona | Trust Deed | Mainly Nonjudicial | Notice of Sale | 3-4 | None | Varies | Trustee |
| Arkansas | Trust Deed | Mainly Nonjudicial | Notice of Default | 4-6 | 12 months (Judicial only) | Allowed (Judicial only) | Trustee |
| California | Trust Deed | Mainly Nonjudicial | Notice of Default | 4 | 12 Months (Judicial only) | Allowed (Judicial only) | Trustee |
| Colorado | Trust Deed | Mainly Nonjudicial | Notice of Default | 4-5 | 75 Days | Allowed | Public Trustee |
| Connecticut | Mortgage | Judicial Only | Complaint | 3 | None | Allowed | Court |
| Delaware | Mortgage | Judicial Only | Complaint | 5-6 | None | Allowed | Sheriff |
| DC | Trust Deed | Nonjudicial | Notice of Default | 2 | None | Allowed | |
| Florida | Mortgage | Judicial | Complaint | 5 | None | Allowed | |
| Georgia | Security Deed | Nonjudicial | Publication | 2 | None | Allowed | |
| Hawaii | Mortgage | Nonjudicial | Publication | 3 | None | Allowed | |
| Idaho | Trust Deed | Nonjudicial | Notice of Default | 5 | None | Allowed | |
| Illinois | Mortgage | Judicial | Complaint | 7 | None | Allowed | |
| Indiana | Mortgage | Judicial | Complaint | 5 | 3 months | Allowed | |
| Iowa | Mortgage | Judicial | Petition | 5 | 6 months | Allowed | |
| Kansas | Mortgage | Judicial | Complaint | 4 | 6-12 months | Allowed | |
| Kentucky | Mortgage | Judicial | Complaint | 6 | None | Allowed | |
| Louisiana | Mortgage | Exec.Process | Petition | 2 | None | Allowed | |
| Maine | Mortgage | Judicial | Complaint | 6 | None | Allowed | |
| Maryland | Trust Deed | Nonjudicial | Notice | 2 | None | Allowed | |
| Massachusetts | Mortgage | Judicial | Complaint | 3 | None | Allowed | |
| Michigan | Mortgage | Nonjudicial | Publication | 2 | 6 months | Allowed | |
| Minnesota | Mortgage | Nonjudicial | Publication | 2 | 6 months | Prohibited | |
| Mississippi | Trust Deed | Nonjudicial | Publication | 2 | None | Prohibited | |
| Missouri | Trust Deed | Nonjudicial | Publication | 2 | None | Allowed | |
| Montana | Trust Deed | Nonjudicial | Notice | 5 | None | Prohibited | |
| Nebraska | Mortgage | Judicial | Petition | 5 | None | Allowed | |
| Nevada | Trust Deed | Nonjudicial | Notice of Default | 4 | None | Allowed | |
| New Hampshire | Mortgage | Nonjudicial | Notice of Sale | 2 | None | Allowed | |
| New Jersey | Mortgage | Judicial | Complaint | 3 | 10 Days | Allowed | |
| New Mexico | Mortgage | Judicial | Complaint | 4 | None | Allowed | |
| New York | Mortgage | Judicial | Complaint | 4 | None | Allowed | |
| North Carolina | Trust Deed | Nonjudicial | Notice Hearing | 2 | None | Allowed | |
| North Dakota | Mortgage | Judicial | Complaint | 3 | 60 days | Prohibited | |
| Ohio | Mortgage | Judicial | Complaint | 5 | None | Allowed | |
| Oklahoma | Mortgage | Judicial | Complaint | 4 | None | Allowed | |
| Oregon | Trust Deed | Nonjudicial | Notice of Default | 5 | None | Allowed | |
| Pennsylvania | Mortgage | Judicial | Complaint | 3 | None | Allowed | |
| Rhode Island | Mortgage | Nonjudicial | Publication | 2 | None | Allowed | |
| South Carolina | Mortgage | Judicial | Complaint | 6 | None | Allowed | |
| South Dakota | Mortgage | Judicial | Complaint | 3 | 180 days | Allowed | |
| Tennessee | Trust Deed | Nonjudicial | Publication | 2 | None | Allowed | |
| Texas | Trust Deed | Nonjudicial | Publication | 2 | None | Allowed | |
| Utah | Trust Deed | Nonjudicial | Notice of Default | 4 | None | Allowed | |
| Vermont | Mortgage | Judicial | Complaint | 7 | None | Allowed | |
| Virginia | Trust Deed | Nonjudicial | Publication | 2 | None | Allowed | |
| Washington | Trust Deed | Nonjudicial | Notice of Default | 4 | None | Allowed | |
| West Virginia | Trust Deed | Nonjudicial | Publication | 2 | None | Prohibited | |
| Wisconsin | Mortgage | Judicial | Complaint | Varies | None | Allowed | |
| Wyoming | Mortgage | Nonjudicial | Publication | 2 | 3 months | Allowed |